If you’ve been medically retired after an injury or illness, retirement may feel out of reach. This article shows how to turn a payout into a long-term plan — with structure, strategy, and support. Newcastle Advisors helps everyday Aussies retire on their own terms.

When Peter was medically retired at 56, his TPD payout didn’t feel like a win — it felt like pressure. This story unpacks how Newcastle Advisors helped him navigate tax, Centrelink, super, and his future with clarity and calm. If you're overwhelmed by a payout, this one's for you.

TPD payouts are often misunderstood. If you withdraw your payout the wrong way, you could owe the ATO thousands. This article breaks down how the tax-free uplift strategy works, who qualifies, and how Newcastle Advisors helps clients keep more of their money — not hand it to the tax office.

You finally got your TPD payout — now what? For many Aussies, the payout brings relief… and panic. This article breaks down the biggest mistakes, the smart moves, and how to turn a lump sum into long-term peace of mind.

RBA Rate Cut May 2025: What It Means for Mortgages, Retirees, and House Prices

The RBA just cut interest rates to 3.85% — what does that mean for your mortgage, your retirement income, and the property market? Newcastle Advisors breaks it down in plain English.

NSW Workers Compensation Reforms 2025: Who Really Pays the Price?

The NSW Government is proposing major workers compensation reforms that will devastate thousands of vulnerable Australians, especially those with psychological injuries. This isn’t just policy. It’s personal. This article reveals the real-life stories behind the statistics — and what you can do to protect yourself.

Super Over $3m?

This is the biggest shake-up to super in a generation. And most people have no idea what’s coming.

Let’s cut through it. The Albanese Government’s new Division 296 tax will hit Australians with more than $3 million in super harder than ever before. 

TPD or Workers Comp Payout? Here’s What to Do Next

Received a TPD or workers comp payment? Avoid costly mistakes and maximise your outcome. Learn how financial advice can protect and grow your payout.

Understanding Superannuation Volatility: Why a Dip in Your Super Might Be a Good Thing.

Learn how falling super balances due to market volatility can actually unlock contribution opportunities and tax benefits. We explain it in plain English so you feel confident, not confused.

Unrealised Capital Gains Tax on Superannuation: What Division 296 Means for Your Retirement

Australia’s proposed Division 296 tax would hit your superannuation with a 15% charge on unrealised gains. Here's why it threatens trust, retirement plans, and the next generation of Australians.