welcome….

Welcome to Newcastle Advisors,

What better way to kick off the new year, than taking one giant leap forward towards achieving your financial goals in 2021.

You know you spent way too many days in 2020 thinking you could be “smarter with your money” but here we are in the new year and you’re still left wondering just exactly how to make the necessary changes.

We want to make it easy for you to understand how to get the most out of your finances.

Complete your details below to apply to partner with us & take control of your financial future.

More info…

If you’re like most hard working Novocastrians…you have a lot going on.

You know there’s probably more you can be doing to reach your long term financial your goals…but you’re not exactly sure what that is.

Or maybe you just don’t have the time or desire to it all on your own. We get it!

We want to take worrying about your financial future off your plate so you can focus on what you do best.

The Invisible Coach

For my entire life I have been told that finances are to be kept secret & to not discuss your finances with anyone.

Which makes it very difficult to learn the necessary skills to effectively budget, save & invest. To create financial security for my family and ultimately financial freedom providing my family with the opportunities.

However, from when we are born we are indoctrinated into these sense of don’t speak about money. This message is reiterated from our homes to school to work, the message remained very consistent “we will not teach you about money, but don’t discuss anything about money with others.”

It is like we are in Harry Potter, talking about "He Who Must Not Be Named"

Those of us who are not from a family who were willing or able to provide guidance in these areas often start on the backfoot. As we don’t learn the necessary financial literacy skills at school, which without the education and being able to talk to someone about your finances can become quite an intimidating topic to explore on your own.

This is why I do what I do.

Our mission is one of advocacy & education. Where we can start the conversation, to break down the walls & equip more families with the financial literacy to support their families.

Matthew McCabe

Principal Financial Advisor of Newcastle Advisors

the invisible coach.png

Apply to partner with us

Check out our recent blog articles…

Featured
Can I Still Retire After a TPD or Workers Comp Claim?
Can I Still Retire After a TPD or Workers Comp Claim?

If you’ve been medically retired after an injury or illness, retirement may feel out of reach. This article shows how to turn a payout into a long-term plan — with structure, strategy, and support. Newcastle Advisors helps everyday Aussies retire on their own terms.

How We Helped Peter Start Again
How We Helped Peter Start Again

When Peter was medically retired at 56, his TPD payout didn’t feel like a win — it felt like pressure. This story unpacks how Newcastle Advisors helped him navigate tax, Centrelink, super, and his future with clarity and calm. If you're overwhelmed by a payout, this one's for you.

Tax-Free or Tax Trap? What No One Tells You About TPD Payouts
Tax-Free or Tax Trap? What No One Tells You About TPD Payouts

TPD payouts are often misunderstood. If you withdraw your payout the wrong way, you could owe the ATO thousands. This article breaks down how the tax-free uplift strategy works, who qualifies, and how Newcastle Advisors helps clients keep more of their money — not hand it to the tax office.

I Got a TPD Payout — Now What?
I Got a TPD Payout — Now What?

You finally got your TPD payout — now what? For many Aussies, the payout brings relief… and panic. This article breaks down the biggest mistakes, the smart moves, and how to turn a lump sum into long-term peace of mind.

RBA Cuts Rates: What It Means for Homeowners, Retirees, and the Housing Market
RBA Cuts Rates: What It Means for Homeowners, Retirees, and the Housing Market

RBA Rate Cut May 2025: What It Means for Mortgages, Retirees, and House Prices

The RBA just cut interest rates to 3.85% — what does that mean for your mortgage, your retirement income, and the property market? Newcastle Advisors breaks it down in plain English.

Fix It for Who? The Human Cost of NSW’s Workers Comp Reforms
Fix It for Who? The Human Cost of NSW’s Workers Comp Reforms

NSW Workers Compensation Reforms 2025: Who Really Pays the Price?

The NSW Government is proposing major workers compensation reforms that will devastate thousands of vulnerable Australians, especially those with psychological injuries. This isn’t just policy. It’s personal. This article reveals the real-life stories behind the statistics — and what you can do to protect yourself.

Super Over $3 Million?
Super Over $3 Million?

Super Over $3m?

This is the biggest shake-up to super in a generation. And most people have no idea what’s coming.

Let’s cut through it. The Albanese Government’s new Division 296 tax will hit Australians with more than $3 million in super harder than ever before. 

You Got a Payout. Now What?
You Got a Payout. Now What?

TPD or Workers Comp Payout? Here’s What to Do Next

Received a TPD or workers comp payment? Avoid costly mistakes and maximise your outcome. Learn how financial advice can protect and grow your payout.

What Happens When My Super Goes Down?
What Happens When My Super Goes Down?

Understanding Superannuation Volatility: Why a Dip in Your Super Might Be a Good Thing.

Learn how falling super balances due to market volatility can actually unlock contribution opportunities and tax benefits. We explain it in plain English so you feel confident, not confused.

The Superannuation Tax Time Bomb
The Superannuation Tax Time Bomb

Unrealised Capital Gains Tax on Superannuation: What Division 296 Means for Your Retirement

Australia’s proposed Division 296 tax would hit your superannuation with a 15% charge on unrealised gains. Here's why it threatens trust, retirement plans, and the next generation of Australians.