How We Helped Peter Start Again

How We Helped Peter Start Again

When Peter first came to us, he was 56 and shell-shocked. Years of hard work, gone in an instant after a workplace injury forced him into medical retirement. He wasn’t ready for it. Emotionally. Financially. Strategically.

The TPD payout was coming — close to a million dollars. And instead of joy, he felt dread.

“What if I blow it?” he said. “What if I still can’t retire?”

The Stress That No One Sees

Everyone thinks the payout is the happy ending. It’s not.

Peter was overwhelmed. Doctors. Lawyers. Paperwork. Conflicting advice. Centrelink letters he didn’t understand. And an account balance he didn’t know how to protect.

That’s when we stepped in.

What We Did for Peter

We listened first. Then we built a plan that gave him clarity and control.

  • Structured his payout to make it tax-efficient

  • Created a reliable income stream so he didn’t feel like the money was melting away

  • Protected Centrelink entitlements where possible

  • Talked him through super, investments, and housing options in plain English

Peter didn’t need a bunch of jargon. He needed someone who gave a damn.

Where He Is Now

Peter still has tough days. But now he knows where his money is going, how long it will last, and what he can do with it.

He’s no longer just “the injured bloke.” He’s a man with a plan. And a future.

You Don’t Need to Figure This Out Alone

If you’re about to receive a TPD payout or workers comp settlement, and you’re worried about what happens next — you don’t need to do this solo.

Book a no-pressure chat with someone who’s done this before.

Matthew McCabe