Can I Still Retire After a TPD or Workers Comp Claim?

Can I Still Retire After a TPD or Workers Comp Claim?

Your working life may have ended earlier than planned. But that doesn’t mean your dreams of retirement are over.

We get this question all the time: “Can I still retire after a TPD payout or workers comp settlement?”

The answer? Yes — but it takes a plan.

The Big Lie: "You’re Done"

There’s a myth that once you’re medically retired, you have to lower your expectations. That your payout is all you’ll ever have. That you should just be grateful and not aim for more.

We say: Rubbish.

You’ve got options. But only if you take the time to structure your next move.

It’s Not About Having Millions

It’s about:

  • Making the money you have last

  • Understanding how and when to access super

  • Making smart use of Centrelink and tax benefits

  • Structuring your assets for cashflow and flexibility

We work with clients who think they’ll never be able to retire comfortably. Then we show them how to turn a payout into a plan.

Your Second Life Plan

We call it this because it’s not about going back. It’s about building forward.

  • What do your next 20 years look like?

  • Where do you want to live?

  • What do you want your lifestyle to be?

Once you can see it clearly, we build a financial roadmap to support it.

Real Stories. Real Results.

We’ve helped clients:

  • Retire earlier than expected

  • Stretch their payout across decades

  • Qualify for Age Pension support sooner

  • Keep their home and still live a life

Your payout isn’t the end. It’s a pivot point. Let’s turn it into a new beginning.

Your working days may be over, but that doesn’t mean your options are.

Let’s build your second life plan.

Matthew McCabe