WHY: To help you (and us) make an informed decision about working together.

WHAT: A free call to find out if we are the right planning firm to help you.  

WHO: Those with a mortgage that are seeking financial security.

HOW DO I KNOW IF I AM A GOOD FIT?

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WE DELIVER THE GREATEST VALUE WHEN WE FOCUS ON QUESTIONS YOU CAN'T ANSWER YOURSELF WITH 100% CONFIDENCE,

AND ALLOW US TO LEND YOU OUR YEARS OF EXPERTISE.

OUR TYPICAL CLIENTS ARE:

• Those that are seeking financial security and whom are looking to secure their families financial future.

• Those who are looking for alternative mortgage repayment strategies, to repay their mortgage sooner and become financially secure.

• Individuals who want to team up with a financial advisor to avoid missing out on major planning opportunities in their peak earning years so they can achieve financial security.

STILL HAVE QUESTIONS? KEEP READING...

Why would I want to do business with Newcastle Advisors?

We love educating and empowering people to take control of their financial future. We pride ourselves in our ability to make complex financial topics seem simple.

Second, we offer an objective perspective, free from any conflict of interests (which you may have experienced with big super funds or banks). Whether you are looking for an analysis of your current financial picture, or you are ready to make some changes in your financial world, we can help with both. You don’t have to be a millionaire to partner with us.

As a financial advisor we have a duty to operate in the best interest of each and every client. Not all advisors and brokers operate exclusively under the best interest duty – but we do, and we believe this is key differentiator from many of our competitors at the larger firms linked to superannuation funds and banking institutions.

How do you get paid?

We create Financial Plans for a flat fee that ranges depending on the complexity of your situation. We make objective, actionable recommendations that you can choose to implement with our practice or anywhere you feel comfortable. If you choose to work with us after your Financial Plan is complete, we may receive commission from insurance policies in your plan we implement.

How much does financial advice cost?

The initial meeting is usually an obligation free meeting, to ensure we are the right fit for each other. Which will usually involve us getting to know more about you, your situation, your aspirations and what you are seeking help with.

The cost will largely depend on the complexity of the advice provided. Our advisers will be able to articulate this at the end of the meeting and provided you with a proposal in writing so you have time to consider if we are the right partner for you.

We create Financial Plans for a flat fee that ranges depending on the complexity of your situation. Setting up a new financial plan, which will include education of your strategies, investments and implementation to support you in achieving your goals. This may take between 3-8 weeks depending on when we get all the information and the complexity of the strategies. The fee for this service ranges from $4,000 but could cost up to $12,000 (plus GST).

We would love to charge significantly less, however with the current government legislation framework, the cost for financial advisers to provide advice and help Australians is significant.

We make objective, actionable recommendations that you can choose to implement with our practice or anywhere you feel comfortable. If you choose to work with us after your Financial Plan is complete, we may receive commission from insurance policies in your plan we implement.

Do you manage my investments/superannuation/assets?

We can. But first and foremost, we will create a Financial Plan, which does not require you to hold any of your investments with us. If you choose to implement the plan with our practice, at that point we will manage your assets.

Why can’t I do it all by myself?

You probably could. However, we have been creating financial plans for the past 18 years and it is the ONLY thing we do, meaning we spend 24/7 reviewing, revising and implementing financial plans. We are kind of obsessed with financial planning and since you really only have one chance in life to get your plan “right” are you confident you have the time, expertise & experience to take on that responsibility? Many people choose to work with our team to free up time and energy that could be used on more meaningful experiences.

What if I only want advice but not sure I want to move my investments?

We are a planning first practice. We actually do not move any investments before first designing a Financial Plan. Our Financial Plan will provide you 360 view of your entire financial world. As part of the plan we will give you our recommendations, but you are by no means obligated to implement them with us. We believe in providing objective advice free from the conflict of interest you might find with advisors who are going to recommend the same products to everyone they meet with. Your needs are unique and so should be the solutions that make up your financial plan.

What is your minimum investable asset amount I need to have to work with you?

If you are approaching retirement, say 5-10 years away from stepping off the wheel, we typically work with pre-retirees with $500,000 and above in investments/ superannuation.

If you are just starting out, it is likely you are still building your wealth. We want to grow with you over time, so rather than focus on what you have in the bank right now, we focus on your ability to save. People that partner with us that are just starting out typically have the capacity to save $1,000+ a month.  

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