NBA star Dwyane Wade made $196 million, but still sticks to a budget.
“I regret not having someone early in my career to teach me about all this money.” Have someone smarter than you who can help you with your money.
He’s learned that if you have a plan, you know where you’re going and it’s easier to achieve your goals. As he told Men’s Health: “A failure to plan is a plan to fail.”
Read MoreInvestors have put more money into stocks in the last five months than the past twelve years. The latest wave of market enthusiasm has brought with it a stunning rush of money, in which more of investors’ cash has gone to stock-based funds in the last five months than the previous twelve years combined.
Amid the frenzy, some $569 billion has gone to global equity funds since November.
Read MoreWhat does a financial planning adviser charge?
Are you thinking about seeing a financial adviser? Here’s how much it could cost you.
Whether you’re looking to strengthen your financial position post-pandemic or want to achieve goals such as home ownership, a financial adviser could help you create a plan to get there.
However, for many Australians, one of the big barriers to getting financial advice is the cost.
In 2019, ASIC research found that 41% of Australians intended to get financial advice in the future. Despite this, 35% of respondents said one reason they did not or might not get advice was because they thought it was too expensive.
Read MoreBrennan is able to accumulate more money than his brother, Dale, despite saving less money and for a much shorter period of time, simply because he let time and compound interest work in his favour.
Read MoreYou are not stupid.
There is a popular belief that some people have it “much easier” than others when it comes to investing…
Read MoreThe best metaphor for what a Financial Advisor does I've ever heard….
“Having a financial advisor co-ordinate your financial roadmap is kind of like having a pilot flying your plane. In my view, having a financial planning advisor is similar to the experience of having a pilot fly the plane. You need a pilot when you are taking off and when you are getting ready to land….”
Read MoreWhy do you want to be financially free?
Are you sick of trading your time for money?
Is it TIME to take back control and spend TIME on what is important to you?
This includes spending time with loved ones, working on things that are aligned to your passions and purpose, and making memories doing things you enjoy.
Read MoreThe pandemic’s most enduring impact will be as an accelerant.
“Nothing can happen for decades & then decades can happen in weeks”
In any crisis there is opportunity. The greater & more disruptive the crisis, the greater the opportunities.
Read MoreWant to improve your mental health?
Fix your finances
Poor mental health means managing money is harder.
Worrying about money makes your mental health worse.
Read MoreBitcoin, often described as a cryptocurrency, a virtual currency or a digital currency - is a type of money that is completely virtual.
Bitcoin operates outside the mandate of a central authority (no government or company runs Bitcoin)..
It was created by a person or group of people under the name Satoshi Nakamoto in 2009 and was intended to be used as a method of payment free from government supervision, transfer delays or transactions fees. However, bitcoin is not yet widely accepted for all transactions as some consider them too volatile to be a suitable method of payment.
Read MoreWhat is your run rate?
Watching the cricket over the past few weeks has reminded me of how financial planning has a lot in common with cricket.
Read MoreCompound Interest
The great Albert Einstein described compound interest as the eighth wonder of the world.
“He who understands it, earns it; he who doesn’t, pays it”
Read MoreHow to start investing
On paper, investing money seems like a no-brainer. You put a portion of money away and let time turn that loose change into a small fortune.
So why wouldn’t you do it?
Read MoreINVESTING 101
Investing isn’t just for people who already have a lot of money.
Many people who come to us, have heard a whisper about the power of investing and they want to get their head around exactly what it could mean for them.
Read MoreYour life is too important to stay trapped in the cycle.
When you spend more then you make, you go in to debt. Spending more than what you make “sells” your income to the future. Without a plan to catch up to the cost of the money you’ve already spent, at some point the interest costs become a significant monthly expense and your debt will accumulate, increasing even faster.
Read MoreAsk our Advisors - Should I top up my super?
“Should I put my savings into my super to boost it?”
Read MoreQ. "Is now a good time to buy a first home or should I wait?
Do you think property prices will drop further when the mortgage freeze ends?
As a solo first home buyer, I am struggling to find affordable homes at the moment."
Read MoreThe life sector was front and centre during COVID-19 as consumers, through a variety of experiences with death, illness, or losing work due to the economic crisis, “suddenly” woke-up to the entire life insurance topic.
We found many more clients asking about personal insurances, as COVID-19 had everyone reaching for their policy documents, in the same way consumers pore over T&Cs in their house insurance policies after a bushfire or flood.
Read MoreFinancial Stress is the biggest cause of break-ups.
The first step could obviously start by sorting out your finances, tightening your belt or getting a financial plan, whether through professional financial advice or a more DIY route.
Read MoreLife is the most difficult exam.
Many people fail because they try to copy others, not realising that everyone has a different question paper.
Read More
