Do you have a problem you’d like some personal help with?
We know it can be a little scary asking for help sometimes, but we just wanted you to know…
We’re here to help, so please feel free to reach out
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When is financial planning needed most & what services can a financial planner provide?
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Family succession planning is a way of ensuring your assets are passed onto your loved ones in the most efficient and tax-effective manner possible.
A good family succession plan lets you decide how to pass on your assets while helping to avoid family disagreements over who gets what.
There is a lot to consider including the preparation of a Will, appointing a power of attorney, and setting up a testamentary trust – so it’s a good idea to get some professional help!
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Estate planning involves much more than having an up-to-date Will. A good estate plan will structure your estate so you can distribute your assets according to your wishes, protect your family’s interests and make sure your dependants are not hit with unexpected tax bills.
45% of Australians don’t have a valid Will
40% of Australians experience family conflict due to lack of estate planning
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You choose and create your own reality. By this we mean, it is your choice on what you create and get to experience in your life. Each individual is responsible for making their life meaningful.
Over the past few months during the global pandemic, we have found many people have taken time to reflect on the past 12 months and consider their options or choices for the next 12 months.
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When the time is right and if you decide to move your super account from the accumulation to pension phase, it is important to know some key facts before accessing your super.
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Buy/Sell Agreements
If you own a business with other people, it’s important for them to agree on how ownership of the business will be transferred, should one of the owners (or principals) pass away, become disabled, or leave the business for another reason
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Six Misconceptions About Life Insurance
The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely.... until something happens. It’s often small events that remind us we’re not completely in control of these possibilities, which is exactly what life insurance is for. Unfortunately, there are a lot of misconceptions about life insurance which can lead to missed opportunities to protect ourselves and our dependents. In this article, we’ll set the record straight for six of them.
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When Unexpected Illness Strikes
It may be important to know which options could be available to try and help protect you and your family’s future, in the event of any unforeseen sickness or injury. Speaking to our Newcastle financial planning advisers about your insurance cover could provide peace of mind for you and your loved ones.
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There is no doubt that interest in responsible investments is growing. Not only in Australia but globally, investors are increasingly interested in how a company makes its money, not simply how much it makes.
While some investors may focus on the longer-term viability of a company and its behaviour, others may hold particular values they want their investments to mirror.
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When it comes to investing, you have two options – inside or outside of super.
Super, being a longer-term investment designed to fund your retirement, comes with a number of advantages such as being lightly-taxed but does have some constraints including not being able to access your super, generally, until you have reached retirement.
While super is a popular option for many, there are also a number of investment options to consider outside of super – you just need to find a mix that fits your needs.
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For personal financial advice, either on specific needs or looking at the whole picture, we will take you through a 4 step process.
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As we enter a new financial year, it's a good time to review your investments & set yourself up to meet your 2020-21 goals. Your investment portfolio should never be set & forget.
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Looking for a financial planner in Warners Bay?
Speak to the team at Newcastle Advisors to understand your options & take control of your financial future.
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Frequently Asked Questions (FAQ) from our Referral Partners
Based on the knowledge & experience of Newcastle Advisors you can feel confident that the services offered & approach taken to your clients will build on the trust you have developed with them over time.
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Are you an employer of choice?
An employer of choice is an employer that offers fantastic work culture, workplace environment & employee benefits that attracts & retains superior employees. Have you considered financial advice as an employee benefit?
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Why should you review your life insurance?
Your life is ever-changing; from the exciting time you are buying your first home to the moment you are starting a family. Throughout this continual change in your life’s priorities and financial responsibility, it’s important to consider how you and your loved ones are protected, so you can keep living the life you love.
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Superannuation is not an estate asset; on death it does not automatically flow to the estate of the deceased.
Understand your options & the consequences of your decisions.
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What do Novocastrians want financial advice on? Investments, retirement, superannuation and cash flow. These are the financial issues that keep Australians awake at night. Here we look at how your Newcastle financial adviser can assist you in these areas.
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Financial Advice for tradies in Newcastle, whether you are self employed or salaried, we can sort your finances out!
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